What is the difference between Prudential Critical Illness Plan and Ping An Ruyi Quanneng CI Rider?
Both Prudential Critical Illness Plan and Ping An Ruyi Quanneng CI Rider are 重疾险 products. Use the comparison table on this page to see side-by-side differences in company, region, currency, premium term, coverage, illustrated IRR, and policy features.
FAQ
- Which is better, Prudential Critical Illness Plan or Ping An Ruyi Quanneng CI Rider?
- Neither product is universally better. Compare by region, currency, premium term, coverage breadth, and illustrated IRR to find the one that matches your needs.
- Are the comparison figures guaranteed?
- Comparison data is extracted from official brochures and updated whenever the underlying product vector is updated. Non-guaranteed portions (such as illustrated IRR for participating policies) depend on the insurer's performance.
- Where can I read the official brochures?
- Both official PDF brochures are linked on this page. Always confirm terms with the official documents before deciding.
Methodology
Structured data: ProductVector v2.11 (registry id compare-field-registry-v2.11.json).
Prudential Critical Illness Plan vs Ping An Ruyi Quanneng CI Rider
重疾险
Compare Prudential Critical Illness Plan and 平安附加如意全能（2025）提前给付重大疾病保险 across coverage, features, and benefits.
共 14 行 · 5 个分组
基础信息
| 字段 | Prudential Critical Illness Plan | Ping An Ruyi Quanneng CI Rider |
|---|---|---|
| 缴费期 | 暂无数据 | 2年 / 20年 |
| 投保年龄 | 暂无数据 | 投保年龄按计划版本、缴费期及条款规定而定。 |
| 保单货币 | 暂无数据 | CNY |
疾病覆盖
| 字段 | Prudential Critical Illness Plan | Ping An Ruyi Quanneng CI Rider |
|---|---|---|
| 疾病总数 | 暂无数据 | 160优势 |
| 重大/严重疾病数 | 暂无数据 | 120优势 |
首次赔付
| 字段 | Prudential Critical Illness Plan | Ping An Ruyi Quanneng CI Rider |
|---|---|---|
| 首次重疾赔付 | 暂无数据 | 重大疾病保险金按本合同基本保险金额100%给付。 |
| 早期疾病赔付 | 暂无数据 | 轻度疾病保险金按基本保险金额20%给付，累计以五次为限。 |
| 严重疾病赔付比例 | 暂无数据 | 100%优势 |
| 早期/轻症赔付比例 | 暂无数据 | 20%优势 |
| 中症/中度赔付比例 | 暂无数据 | 50%优势 |
多次赔付
| 字段 | Prudential Critical Illness Plan | Ping An Ruyi Quanneng CI Rider |
|---|---|---|
| 是否多次赔付 | 暂无数据 | 否 |
| 多次赔付等待期 | 暂无数据 | 多次赔付或相关保障设等待期，具体以产品条款为准。 |
现金价值/分红
| 字段 | Prudential Critical Illness Plan | Ping An Ruyi Quanneng CI Rider |
|---|---|---|
| 是否有保证现金价值 | 暂无数据 | 是优势 |
| 是否有非保证红利/分红 | 暂无数据 | 是优势 |
产品特色对比
摘要补充 · 来自产品结构化特征
Prudential Critical Illness Plan
暂无产品特色摘要
Ping An Ruyi Quanneng CI Rider
- 疾病覆盖广 · 覆盖160种疾病，含120种重疾。
- 现金价值 · 兼具现金价值或分红元素，适合长期配置。
重疾险 · 共 14 个对比字段