What is Genesis / Genesis Centurion Insurance Plan?

Genesis / Genesis Centurion Insurance Plan is a Savings insurance product issued by Manulife Hong Kong in Hong Kong. It supports USD, HKD, CNY, AUD, CAD, GBP, SGD. Read the full product analysis on Policy Vector.

FAQ

What type of insurance is Genesis / Genesis Centurion Insurance Plan?
Genesis / Genesis Centurion Insurance Plan is a Savings insurance product issued by Manulife Hong Kong.
Which currencies does Genesis / Genesis Centurion Insurance Plan support?
Genesis / Genesis Centurion Insurance Plan supports the following currencies: USD, HKD, CNY, AUD, CAD, GBP, SGD.
Where can I read the official brochure for Genesis / Genesis Centurion Insurance Plan?
The official PDF brochure is linked on this page. Always verify terms, premiums, and benefits with the official brochure before purchasing.

Sources

Methodology

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Genesis / Genesis Centurion Insurance Plan

Savings

by Manulife Hong Kong · Hong Kong

Why selected

10Life 热门多元货币储蓄保险比较中出现,宏利储蓄/传承线高频产品。

基础信息

Insurance Company

Manulife Hong Kong

Product Category

Savings

Policy Term

终身

Premium Term

3年 / 5年 / 6年 / 6年 / 2年

Entry Age

投保年龄范围为0至80岁。

Policy Currency

USD / HKD / CNY / AUD / CAD / GBP / SGD

Product Brochure

核心利益

Guaranteed Cash Value

支持

Non-Guaranteed Bonus / Dividend

支持

Highest Illustrated IRR

6.5

Guaranteed IRR

90

Highest Illustrated Return Multiple

25.55

Policy Loan

支持

Partial Withdrawal

支持

Policy Split

支持

Change Insured

支持

产品特色

多货币配置

支持7种保单货币,适合跨币种配置。

现金价值与分红

提供保证现金价值,并有机会获得非保证红利。

收益演示

官方演示最高IRR约10.0%,仅作情景参考。

灵活资金安排

支持贷款或提取,便于中途资金周转。

红利锁定

可按规则锁定部分红利,提升安排灵活度。

Tags

Policy LoanDeath Benefit Payment OptionsTerminal Illness Benefitbonus lock inPolicy SplitChange InsuredSecond Insuredhealth impairment optionMaternity / Newborn VersionCurrency Switchaccidental death benefit

Risk Disclosures

  • Non-Guaranteed Benefit Risk
  • Surrender / Liquidity Risk
  • Currency Risk
  • Exchange Rate Risk
  • Policy Loan Risk
  • 通胀风险
  • Claims Limitation

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Disclaimer: Policy Vector does not sell insurance products and does not provide personalized insurance, financial, or investment advice. All information is provided for research and educational purposes only. Product details should be verified against official brochures, policy documents, and licensed professionals.