What is PRUHealth Guardian Critical Illness Plan Series?
PRUHealth Guardian Critical Illness Plan Series is a Critical Illness insurance product issued by Prudential Hong Kong in Hong Kong. It supports USD, HKD. Read the full product analysis on Policy Vector.
FAQ
- What type of insurance is PRUHealth Guardian Critical Illness Plan Series?
- PRUHealth Guardian Critical Illness Plan Series is a Critical Illness insurance product issued by Prudential Hong Kong.
- Which currencies does PRUHealth Guardian Critical Illness Plan Series support?
- PRUHealth Guardian Critical Illness Plan Series supports the following currencies: USD, HKD.
- Where can I read the official brochure for PRUHealth Guardian Critical Illness Plan Series?
- The official PDF brochure is linked on this page. Always verify terms, premiums, and benefits with the official brochure before purchasing.
Sources
Methodology
Data extracted from official product brochure on —. Structured data: ProductVector v2.11 (registry id compare-field-registry-v2.18.json).
PRUHealth Guardian Critical Illness Plan Series
Critical Illnessby Prudential Hong Kong · Hong Kong
Why selected
保诚香港重疾险高频讨论产品，10Life 热卖重疾横评中出现，官网也有产品页。
基础信息
Insurance Company
Prudential Hong Kong
Product Category
Critical Illness
Policy Term
终身
Premium Term
2年 / 5年 / 10年 / 15年 / 20年 / 25年 / 一次性
Entry Age
投保年龄范围为1至65岁 / 19至46岁 / 1至60岁 / 1至55岁；最低年龄要求包括出生满15日。
Policy Currency
USD / HKD
Product Brochure
核心利益
Total Covered Illnesses
127
Major Illness Count
56
Early-Stage Illness Count
49
中度疾病数
暂无数据
儿童疾病数
22
Multiple Claims
支持
Cancer Multiple Claims
支持
ICU Benefit
支持
Guaranteed Cash Value
支持
Non-Guaranteed Bonus / Dividend
支持
产品特色
疾病覆盖广
覆盖127种疾病，含56种重疾、49种早期疾病、22种儿童疾病。
多次赔付
严重疾病延伸保障每次100%；一般相隔至少1年，两次均属癌症须至少3年；索偿无需存活期但诊断时须在生。
癌症持续保障
癌症达到约定条件后，可申请额外或多次赔付。
心脑血管保障
心脏病发作/中风延伸保障最高基本保额200%，后续同类索偿须为新一次事件。
ICU保障
达到指定深切治疗条件时，可获得额外赔偿。
脑退化支持
脑退化或柏金森等指定疾病可获长期支持。
脑退化/柏金森年金
86岁前确诊严重脑退化症或柏金森病，确诊1年后每年支付基本保额6%直至身故。
Tags
Risk Disclosures
- • Non-Guaranteed Benefit Risk
- • Surrender / Liquidity Risk
- • Currency Risk
- • Exchange Rate Risk
- • Policy Loan Risk
- • 通胀风险
- • Claims Limitation
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